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VET Student Loans

From 1 January 2017 VET FEE‑HELP ceased and VET Student Loans commenced

With the introduction of the new VET Loan Scheme, a phased approach has beeen implemented to move from VET FEE-HELP to the new program.
Students who have “opted in”, to continue with VET FEE-HELP for their current course will be able to continue accessing VET FEE-HELP assistance until 31 December 2017.  

More information can be found in the student fact sheets VET Student Loans.

* Subject to the course being included in the Approved Course List


VSL = VET Student Loan

Eligible students of Diploma and Advanced Diploma qualifications can opt to defer the payment of all or part of their fees by applying for a Commonwealth VET Student Loan. 
Under these schemes you take out a loan from the Commonwealth to pay for your current enrolment. You will start repaying the loan through the taxation system when your income exceeds a set threshold. The current 2017 threshold is $54,869.

VET Student Loans information for students-fact sheet 
VET Student Loans information booklet 2017 

How to apply


Course eligibility is set by the Federal Government and limited to courses that have a high national priority, meet industry needs, contribute to addressing skills shortages and align with strong employment outcomes. 
Download our list below to view VET Student Loans eligible courses, fees and census dates in 2017.
VET Student Loans Eligible Courses
VET Student Loans Fee Schedule



To be eligible to apply for a VET Student Loan you must:  
•    Be an Australian citizen, or a qualifying New Zealand citizen, holding a special visa category such as the New Zealand Special Category Visa holder who meets the long term residency requirements, or a permanent humanitarian visa holder 
•    Have not exceeded the FEE-HELP limit (currently $100,879)
•    Have an Australian Tax File Number (TFN) or a Certificate of application for a TFN
•    Provide evidence that you have completed an Australian Year 12 Senior Education Certificate or a Certificate IV or higher in an Australian Qualification Framework or a qualification at this level that was delivered in English. (You will be required to sit a literacy and numeracy test (BKSB) at one of North Metropolitan TAFE’s libraries if you do not have either of these).

There are 3 steps to applying for a VET Student Loan
  1. Download and read the Vet Student Loans Information booklet for 2017 Opens in a new window to ensure you are aware of your obligations under VET Student Loans.  
       When you complete your eCAF you will be declaring you have read the booklet.
   2. Print out and complete the VET Student Loan eligibility checklist and bring this when you enrol.  You will also need to provide the following evidence:
     •    Your Tax File Number or a Certificate of Application for a Tax File Number  (from the ATO or stamped by the post office)
     •    The original and a photocopy of your Australian birth certificate, Australian passport, Citizen Certificate or copy of your Permanent Humanitarian Visa or New Zealand passport and request for international movement records form 1359
     •    Your Australian Year 12 Senior Secondary Certificate or evidence of previous studies completed at Certificate IV or higher level.  
           If you have done the BKSB test you will need to have obtained a minimum of Level 4/Exit Level 3 result for both the literacy and numeracy tests.

If you are not attending a campus to enrol, you can email your checklist and evidence to vetstudentloans@nmtafe.wa.edu.au

All this must be provided at least 16 days before the census date.
   3. Finalise your application by submitting the eCAF (electronic Commonwealth Assistance form).  
        You will receive an email with instructions to access your eCAF.
        North Metropolitan TAFE will commence this process for you however you will be required to finalise and submit the eCAF to have your loan approved.
        The eCAF must be submitted at least 15 days before the census date.

Fact Sheet – VET Student Loans – Information for Students

Once you have submitted your eCAF and your loan is approved, you will be provided with an invoice 14 days before your first census date and a Commonwealth Assistance Notice (CAN) within 28 days of the 'census date'.
This notice is a summary of your enrolment and associated fees for that enrolment period, including:
Units in which you are enrolled
  •  Fees for each of these units
 •  The total VET Student Loans loan you are requesting for the semester
 •  The loan fee (if applicable), charged by the federal government for administration of your VET Student Loans debt

Please check all of the details on your notice carefully and notify Student Services within 14 days if there are any errors.

Page last updated November 02, 2017